ProofNotFluff

Free calculator

Cleaning Business Startup Cost Calculator

Add up what you spend before the first clean, keep a few months of running costs on hand, and see the cash you need to start and how many visits it takes to earn the spend back. Free, no sign-up.

One-time spend before the first job
$
$
$
$
$
Cash cushion
$
Earning it back
$
Cash to start
$0
One-time spend plus the cushion
Visits to earn it back
0
To earn back the one-time spend
  • One-time spend$0
  • Cushion: 0 months of $0$0
  • Cash to start$0
  • Profit in one visit$0
  • Visits to earn it back0
  • Weeks at your pace0
At your pace the one-time spend is paid back in about 0 weeks of work, after you have paid yourself, your monthly costs and the tax on your pay.
Type the profit in one job. If your quote has no profit above your break-even, nothing pays the startup spend back. Check your prices first.
Type what you will spend before the first job to see the cash you need.

How it works

Startup cost has two parts. The one-time spend is what you buy or pay before the first clean: equipment, a first stock of products, insurance or bond payments due up front, licenses, and your launch ads. The cushion is a few months of the costs that run every month, kept on hand while your client list grows.

Cash to start is the one-time spend plus the cushion. The cushion is not spent if visits cover your costs, so the calculator earns back only the one-time spend.

Each visit earns it back with its profit: the price minus the price floor. The floor already pays you at your break-even rate, pays your helper, covers your monthly costs and sets aside self-employment and income tax, so what is left over is free to repay the startup spend. Visits to earn it back is the one-time spend divided by the profit in one visit, rounded up. Weeks at your pace divides that by the visits you clean in a week, rounded up.

A worked example

The Cleaning Business Starter Kit's example has $505 a month of business costs and a 1,800 sq ft home cleaned every 2 weeks by the owner and one helper for $245 a visit, with $18.61 of profit inside that price after both people are paid. The startup amounts here are example figures we chose to show the maths, not prices: $600 of tools, $250 of starting stock, $400 of up-front insurance and licenses and $300 of launch ads make $1,550 of one-time spend. Add 3 months of $505 and the cash to start is $3,065. At $18.61 a visit it takes 84 visits to earn back the $1,550, about 9 weeks at 10 visits a week. Raise the visit price by $10 and type 28.61 to see the count drop to 55.

Price the visits that pay it back

The Cleaning Business Starter Kit for Excel and Google Sheets works out your break-even and target rate per cleaning hour, prices a home by square feet or rooms with a helper and pets, and logs every job with money by month. It also has fillable PDF forms in Letter and A4: client intake, walkthrough, three cleaning checklists, a quote and a visit log. $2.99, instant download.

Get the kit on Etsy
All ProofNotFluff tools

Questions

How much does it cost to start a cleaning business?

It depends on what you already own, your insurance and license costs where you live, and how much you spend on launch ads. Type your own quotes into the calculator. The example on this page totals $3,065 with a 3-month cushion, but those startup amounts are examples, not prices.

Why keep months of costs on hand?

New cleaners often have more costs than visits for the first months. A cushion of monthly costs pays insurance, products and apps while the client list fills up. How many months is your choice.

What is profit in one visit?

The price of the visit minus its price floor. The floor pays you at your break-even rate, pays any helper, covers your monthly costs and the tax on your pay. Only what is left over pays back startup spend.

Why are so many visits needed?

Recurring visits are usually priced with a discount, so the profit in each one is small. A higher price, fewer drive miles or a first deep clean at a higher price all shorten the count. Type a different profit to see the effect.

Is this tax or financial advice?

No. It is a planning estimate from the numbers you type. Your own quotes, your insurer and your local license office decide the real costs.